Insurance Therapy
About Fettle
Help & Info
Many Vhi plans include cover for counselling and psychotherapy as part of your out-patient benefit. Fettle matches you with an accredited therapist and shows you exactly how to check MyVhi and claim.
Live from our therapists’ calendars · 50 minutes · online
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Fettle therapists are accredited with the bodies Vhi recognises for counselling and psychotherapy cover.
The same simple pay-and-claim process, whatever your plan.
Choose a Fettle therapist and book online in minutes. Sessions run online, so there’s no commute and no waiting room — just a private space to talk when it suits you.
Browse Vhi-accredited therapists →
You pay Fettle for your session at the time of booking, the same way you would for any private counselling appointment.
| Session type | Single session | Bundle |
|---|---|---|
| Individual (Adult), 50 min | €95 | 6 sessions: €528 total (€88/session) — save €42 |
| Youth (12–17), 60 min | €125 | 5 sessions: €550 total (€110/session) — save €75 |
| Couples, 60 min, both partners | €135 | 5 sessions: €575 total (€115/session) — save €100 |
Prices are what you pay Fettle directly — you then claim back whatever your Vhi plan covers. Full pricing at fettle.ie/pricing. Correct as of 20 August 2026.
After your session, Fettle automatically sends you a receipt with your therapist’s name, their accreditation number, and your session details. You then upload this to MyVhi to process your claim.
Check your cover →
Log into MyVhi or the Vhi App, upload a photo of your receipt, fill in a short form, and submit — Vhi’s Snap & Send feature is built for exactly this.
Talk to our concierge team →
A 50-minute online session with an accredited Fettle therapist, €95. Evening and weekend appointments available. You pay here, then claim back whatever Vhi covers.
Select a date to view available times.
Intake form
Pick a date and time — we’ll match you with an accredited therapist and talk you through your cover.
Vhi offers cover for counselling and psychotherapy as part of its out-patient benefits on many plans, alongside broader mental health supports.
Vhi recognises therapists accredited with IACP, ICP, or PSI. Every therapist you’re matched with through Fettle holds one of these accreditations.
Annual limits and any excess are set by your individual plan, not by Vhi as a whole. MyVhi’s ‘Check my benefits’ section shows your remaining allowance.
Vhi’s Snap & Send feature, in MyVhi or the Vhi App, lets you claim in four steps: log in, upload the receipt we’ve already emailed you, fill in a short form, then review and submit.
Because Vhi’s cover criteria centre on the practitioner’s accreditation, online sessions with an accredited Fettle therapist follow the same claims process as in-person ones.
Vhi provides broader mental health resources and guidance for members alongside counselling cover. For ongoing, structured work with a dedicated therapist, that’s what booking through Fettle is for.
Have these ready and claiming back your Fettle sessions takes minutes.
Two minutes in MyVhi can save you a surprise later.
Vhi recognises therapists accredited with IACP, ICP, or PSI. Confirming your therapist’s accreditation avoids surprises at claim time.
Annual session or spend limits vary by plan. ‘Check my benefits’ in MyVhi shows what you have left for the year.
Some Vhi plans apply an excess per claim or per year. Check this in your Table of Benefits to avoid surprises.
Most out-patient counselling claims don’t need pre-approval, but it’s worth confirming for extended courses of treatment.
Every therapist you’ll meet through Fettle is accredited with a body Vhi recognises for counselling and psychotherapy cover.
Everything you need to know about using your Vhi cover with Fettle.
Yes — many Vhi plans include cover for counselling and psychotherapy as part of out-patient benefits, though the exact level depends on your specific plan and scheme. Check ‘Check my benefits’ in MyVhi, or your Table of Benefits, to see your exact entitlement before booking.
Vhi recognises therapists accredited with IACP, ICP, or PSI for counselling, psychotherapy, and psychology cover. Every therapist matched to you through Fettle already meets one of these accreditation standards.
Log into MyVhi (web or app) and go to ‘Check my benefits’, or review your Table of Benefits document. This shows your annual counselling allowance, any excess that applies, and which services are included on your plan.
Pay for your session directly. Fettle then automatically sends you a receipt by email, which you upload through Snap & Send in MyVhi or the Vhi App, alongside a short form with treatment details, then submit for review.
Cover is generally based on your therapist’s accreditation rather than whether a session happens online or in person, so sessions with an accredited Fettle therapist follow the same Snap & Send claims process.
Your name, the date of treatment, the treatment provided, and your practitioner’s name and accreditation details are all required. Every receipt Fettle issues after a session automatically includes all of this.
It’s usually a documentation issue rather than a cover issue — for example, a missing accreditation number or unclear treatment date. Contact Vhi directly, and Fettle’s concierge team can help make sure future receipts include everything needed.
Annual limits vary by plan, so there’s no single answer that applies to every Vhi member. ‘Check my benefits’ in MyVhi shows your specific allowance, worth checking before starting an extended course of therapy.
This depends on your individual plan rather than one company-wide rate — Vhi has many different levels of cover, and out-patient allowances for counselling and psychotherapy vary accordingly. Check ‘Check my benefits’ in MyVhi or call Vhi’s member line directly.
Vhi generally applies its out-patient mental health cover to both counselling and psychotherapy, provided the practitioner holds a recognised accreditation — IACP, ICP, or PSI. What matters most is your practitioner’s accreditation and title rather than the specific label used.
Family and dependant cover depends on your specific plan — some Vhi plans extend counselling cover to a partner or children included on the policy, others don’t. Check your Table of Benefits or MyVhi to see who’s covered.
If you move from Vhi to a different insurer partway through therapy, your new insurer’s accreditation requirements and claims process will apply to sessions from that point on. Check these before your first session with the new provider.
This service is not an emergency or crisis service. If you feel at risk of harming yourself or someone else, are experiencing severe mania or psychosis, or feel unable to stay safe, please reach out immediately:
Book a free 20-minute consultation with one of our specialist advisors. No pressure, no commitment — just honest guidance to find the right therapist for you.
or call us now: 01 913 1090
Fettle is a mental health concierge. We help people understand their options and connect with independent qualified professionals and support pathways. Insurance reimbursement and tax relief depend on individual eligibility, policy terms and provider requirements. Cover levels described on this page vary by plan — always check your own policy documents with Vhi. Fettle is not affiliated with or endorsed by Vhi. Fettle is not a crisis or emergency service.