Many Irish Life Health plans cover counselling and psychotherapy as an out-patient benefit. Book with Fettle, download your receipt, and upload it through your online member account.
We partner with
Across many plans, therapy is reimbursed under several benefit headings. What you get back depends on your specific plan and Table of Cover.
Attending a counsellor — typically listed under your outpatient or day-to-day benefits section.
Attending a psychotherapist or counsellor — many plans include a combined benefit covering both disciplines.
Some plans include dedicated child and teen counselling options — check your specific Table of Cover for details.
Usually a set euro amount per visit, or a percentage up to a maximum — with annual limits on combined visits depending on your plan.
Important: Irish Life Health benefits vary by plan. Your refund amount and annual limits are set out in your Table of Cover. Cover can change during your policy year — always check your own documents before booking.
Upload your receipt through your online member account — the whole process takes about 5 minutes after each session.
Pick a therapist and time that suits you. Whether it's anxiety, stress, low mood, relationships, grief, burnout, or confidence — choose from 45+ accredited therapists.
Complete your appointment online from wherever suits you. Keep it simple: show up, do the work, get your receipt.
After the session, you'll receive a clear, detailed receipt from Fettle. Irish Life Health's online claiming requires you to upload a photo and enter the details.
Log into your Irish Life Health online member account. Go to Claims, upload your receipt image, review and submit. The process is designed for everyday expense claims.
Track your claims through your online member account. Irish Life Health processes claims efficiently — but make sure you submit on time.
Irish Life Health sets eligibility by professional body, depending on whether you're seeing a counsellor, psychotherapist, or psychologist.
Ireland's largest professional body. Accredited members eligible for counselling/psychotherapy claims.
Umbrella body representing psychotherapy organisations including IAHIP, FTAI, and others.
Professional body for psychology in Ireland. Members eligible for Irish Life psychology claims.
Tell us you're claiming with Irish Life Health and we'll ensure your therapist match is an accredited member of IACP, ICP, or PSI.
Find a Therapist →Irish Life Health's online claiming focuses on uploading your receipt and entering details. Best practice for smooth processing:
It depends on your plan and Table of Cover — limits vary by scheme. Some plans offer a fixed euro amount per visit, while others reimburse a percentage up to a maximum. Log into your member account to check.
Yes — Irish Life Health supports online claiming by uploading receipts in your member area. The key is that your therapist meets their accreditation requirements (IACP, ICP, or PSI) and your receipt includes all required details.
Usually no. For standard out-patient counselling and psychotherapy claims, Irish Life Health's process is designed around paying the practitioner and uploading receipts — no GP referral generally required. Check your Table of Cover for special conditions.
Irish Life Health requires out-patient/day-to-day receipts within six months of the end of your policy year. After that deadline, the claim won't be paid. We recommend submitting after each session — it only takes a few minutes.
Some plans include child/teen counselling options. Where included, they contribute towards counselling by a member of IACP, ICP, or PSI. Check your Table of Cover for your plan's specific child/teen benefits. Fettle offers youth therapy from age 11 upwards.
Book → Attend → Upload receipt → Get your refund.
Choose a therapist on Fettle
Complete your session online
Download your Fettle receipt
Upload in Irish Life Online Claiming
Coverage depends on your insurer, plan, and therapist accreditation. Fettle cannot guarantee reimbursement. Always check your Table of Cover.
